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HELP TO BUY

How does the Help to Buy equity loan work?

With the Help to Buy equity loan scheme, you’ll need as little as 5% deposit and 80% mortgage to buy a new home. This could make your mortgage repayments more affordable and is exclusively available on new homes.

With the Help to Buy equity loan scheme:
  • The Government will lend you up to 15% of the value of your new build home via an equity loan.
  • You may only need to secure up to a 80% mortgage
  • The Help to Buy equity loan can be repaid at any time or on the sale of your home
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